USE THIS BOOK
To construct a portfolio that outperforms market averages
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Warren Buffett had it right all along. Now it's your turn to learn how to construct a portfolio that is sure to outperform the market averages, as well as almost every professional money manager in the world.
Warren Buffett's method of predictability can determine a future target price, which in turn determines his all-important purchase price. However, Buffett doesn't draw conclusions of his predictability method relative to the future total returns of portfolios.
That's where Buffett and Beyond comes in, taking Buffett's method one giant step beyond, proving that if you select a portfolio of stocks using the predictability method in this book, you will outperform 96% of professional money managers over the long term.
- Explains Clean Surplus Accounting (CSA) to determine Return on Owners' Equity (ROE)
- Uses CSA to determine ROE in a unique way to verify Buffett's all-important purchase price
- Draws conclusions between Clean Surplus Return on Equity and future total returns
- Shows that every portfolio selected from the S&P 500 index with above-average Clean Surplus ROEs outperformed the S&P average during the test periods from 1987 to the present
If you're an investor, this book will impact your financial life forever.
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NICE TO MEET YOU
I'm Joseph Belmonte
I developed the “Buffett and Beyond” investment method when I was researching and completing my Doctoral Dissertation on Clean Surplus Accounting (CSA) in the late 1990's. Here is what I found ...
Buffett…
I learned that Warren Buffett, the famed chairman of Berkshire Hathaway and legendary investor, used Clean Surplus Accounting (CSA) in his calculations to determine Return on Owners’ Equity (ROE). Rather than using the traditional accounting numbers, Buffett used CSA in order to determine his all important purchase price. However, he did not draw any conclusions between Clean Surplus ROE and future total returns.
…and Beyond
I discovered that that when I selected test portfolios with above-average Clean Surplus ROEs, the test portfolio returns consistently outperformed the S&P 500 average during test periods from 1987 to the present.
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Getting the Message Out to Help Individual Investors and Money Managers
Since completing my doctorate in Business Administration with a specialty in Finance, I have taught investments, corporate finance and advanced managerial finance for many years, both in the state university system and also in private universities throughout the state of Florida. In addition, I have lectured to numerous professional and investment groups across the country, have written many articles and published a book "Buffett and Beyond."
I have developed several nationally sanctioned courses for Investors, Certified Public Accountants, Financial Planners and professional money managers. The courses for CPAs have been approved for continuing education credits in over 38 states.
I developed a user-friendly computer program for professionals and serious investors to use in these courses. One course won acclaim from a national brokerage training school.
My weekly video newsletter is sent to thousands of investors, money managers and academics both nationally and internationally.

... about the Investment Method
“An excellent approach to developing predictability and a successful portfolio. The results certainly speak for themselves. I just wish I would have known about this method of stock selection 20 years ago because I would have been richer than Buffett himself.
- M.D. CPA, Miami, Florida.

...about the trainingÂ
I’ve been to every training ever given. This training has raised the bar to a new height and sets a standard that can only be dreamed about by other lecturers.”
- Retired Money Manager,
Delray Beach, Florida

... about the book
Dr. Belmonte’s book will set a new standard for investing. The Clean Surplus method must be used by anyone expecting to consistently beat the averages.
- S.H. CFP, RIA, Ocean Ridge, Florida